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suhasdj

Mortgage loan Renewal of company

Question

suhasdj

Hello,

Can i get the information on renewal of mortgage loan of company by the bank uner RTI act.How to ask to bank

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karira

If it is a loan taken by you in your name, you have all the rights to get the information.

 

If the mortgage loan is in someone else's name, then such information will be denied.

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Prasad GLN

Every mortgage by a company has to be Registered with Registrar of companies. They have separate fee structure. If the mortgage is registered with company (mandatory for the bank) you can certainly get the particulars. In case the loan is not renewed, company must cancel mortgage first and then re register mortgage in favour of other Bank.

(This is uniform for all fixed assets of the company to establish rights of secured creditor; and at the cost of repetition- Releasing loan without obtaining such confirmation is serious violation)

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