Jump to content
  • 0
rasdel1999

HDFC Bank under RTI???

Question

rasdel1999

I have to verify some details of 3rd person who was having account in HDFC bank. Can we get that thru RTI.....If not, what is the alternative of this...

Share this post


Link to post
Share on other sites

4 answers to this question

Recommended Posts

  • 0
MANOJ B. PATEL

Dear member, HDFC bank is not covered under RTI Act. Moreover, you can not get third party information. Kindly refer to following link.

 

Private Entity

Share this post


Link to post
Share on other sites
  • 0
RAVEENA_O

HDFC is not a pubic authority within the meaning of RTI Act. You cannot therefore seek information from HDFC under RTI Act. However, you can seek and obtain information held by and under the control of regulatory authority - i.e. Reserve Bank of India.

 

Individual Bank Account details of customers of HDFC are not required to be held by and under the Custody of RBI under the regulatory norms. Moreover, Bank Account details are held by the Banks in fiduciary relationship and therefore exempted from disclosure under Sec.8(1)(e) of RTI Act. Therefore, you cannot get such information, unless there is larger public interest to the satisfaction of Competent Authority.

Share this post


Link to post
Share on other sites
  • 0
Prasad GLN

Whether it is a Public Authority or Private entity, one can not get any information of a third party customer from any Bank, as secrecy of maintaining customer's account is the fundamental duty of any Bank and it is a statutory obligation with very few exemptions available to law enforcement authorities alone. (Even when larger public interest is involved the authority should flow from concerned Public authority as specified in law)

Share this post


Link to post
Share on other sites
  • 0
RAVEENA_O
I have to verify some details of 3rd person who was having account in HDFC bank. Can we get that thru RTI.....If not, what is the alternative of this...

 

In view of above discussions, you cannot get such information either through RTI or through any other mode.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Answer this question...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Similar Content

    • Shree Vathsan
      By Shree Vathsan
      I had sought details of loan and copies of agreement entered with World Bank, JICA etc. of IT Expressway Chennai (created in partnership with Govt of TN) However the PIO has replied that they have moved out of world bank loan and taken loan from other banks details of which cannot be disclosed under 8(1) d of RTI Act citing "commercial confidence".
      However the IT Expressway is a public limited company having entered into agreement with Govt of TN and others for developing and maintaining a particular stretch of road.
       
      Kindly help me frame a good first appeal.
       
      Sent from my SM-J510FN using RTI INDIA mobile app
       
       
       
    • shrivar1212
      By shrivar1212
      Hello,
      I require help on co-operative issue. I had filed the RTI with the PIO, Dy registrar of co-op societies seeking information on affairs of society.
      The PIO has replied stating that the information I am seeking is available with co-operative society. My query is:
      1] Can PIO direct an applicant to private body for information?
      2] The society in question comes under the jurisdiction of the PIO, since PIO is public authority and co-operative society a private body, is it not duty of PIO to seek information from society and give it to me? How can PIO direct me back to society? This is RTI application, either I have to appeal or I have to forego. I cannot complaint against reply. So I want to approach FAA, under what grounds can I?
      3] What kind of violation PIO has committed by directing me back to private society? 
      4] Does co-operative society come under the purview of RTI ACt?
      Your views are appreciated. I am fighting lone battle with corrupt system. 
       

Announcements

×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use & Privacy Policy