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VaiBzZ

Income Certificate Validity in UP

Question

VaiBzZ

What is the validity of income certificate in Uttar Pradesh for Educational Loan Purpose?

 

Thank You.

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Prasad GLN

Educational loan is not concerned only with such income certificate alone.

It may help to get interest subsidy on such loan.

Every meritorious student is eligible for such loan irrespective of such income.

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VaiBzZ
Educational loan is not concerned only with such income certificate alone.

It may help to get interest subsidy on such loan.

Every meritorious student is eligible for such loan irrespective of such income.

 

I mean time period of validity of income certificate in UP.

 

My father's income certificate is of 2015 and now loan providers are asking to get a new income certificate. But the advocate is saying it is valid for 3 years. Can you help?

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Prasad GLN

Income certificate can be secured again and again as there may be change in income. In case of loans, income reckoned for providing jobs, to arrive at non creamy level , these certificates must be updated. There is absolutely no problem and you can get the same from Tehasildar. When the Bank insists, follow the procedure, instead of arguments if you want the loan.

As per Govt. rules for availing subsidy on educational loan , the income certificate must be latest.

If you do not want subsidized rate of interest, convince branch manager for ordinary loan without subsidy.

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ashoo5818

U also obtained in income certificate by online up citizen portal

 

Sent from my Aqua_Pro_4G using RTI INDIA mobile app

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VaiBzZ

Thank you Sir!

 

- - - Updated - - -

 

No. I got it done by an advocate.

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Prasad GLN

As far as our limited knowledge is concerned, only Gazetted Revenue officials over the rank of tehasildar can only issue such certificates. Your advocate may be powerful in Bihar like others.

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VaiBzZ

He didn't issue but I approached him to help me getting one. He also got it prepared from tehsil.

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Prasad GLN

Is your problem solved ? If you have received such certificates, confirm so that the thread can be closed.

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karira

Thread moved to "Non RTI issues" section of the forum

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Prasad GLN

@VaiBzZ VaiBzZ

Please show such directive to Bank, discuss the same with Manager. It is treated that you have received guidance and the issue remains closed in case of no response from you.

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