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shashi bhushan bharti

motor insurance claim

Question

shashi bhushan bharti

i want to know whether we get  interest on delayed payment of motor insurance claim which is delayed by almost 8 years.

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Prasad GLN

If the claim is proper in all respects first file RTI Application and seek information as follows:

1.Please provide the exact date as per record the date on which the claim was admitted in complete..

2.Please provide reasons for not settling the claim and reasons for inordinate delay..

If there is a failure on claimant's part, you can not get either claim or interest as there is a limitation period for every act.

(If you have a copy of the policy study the contractual terms.  If the delay is due to negligence on the part of insurance company, issue a legal notice to the company demanding for settlement of the claim, wait for a month and file complaint in person before District Consumer Forum.  The costs may not be more than Rs.200/.

You can also file on line complaint to Insurance Ombudsman.

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