Jump to content
karira

ICICI agents rough up Goa man for not paying loan

Recommended Posts

karira

ICICI agents rough up Goa man for not paying loan

 

 

Margao (Goa): Jowett D'souza's had financed his dream car from the ICICI bank in March 2002. But his dream ride abruptly came to a halt on August 6, 2004.

 

"They gave me two blows, they pushed me and grabbed the keys from me,” says D'souza.

 

The reason- after making 26 on-time installments, D'souza had failed to pay two because he had run into financial trouble, according to RBI guidelines.

 

ICICI Bank should have done the following things:

 

First sent default notices to D'souza.

 

Then given him reasonable time to make up for the defaulted payments.

 

And under no condition should it have used muscle power to recover the loan.

 

But ICICI bank chose to do otherwise.

 

D'souza was accosted and beaten up in front of the Colva post office. The recovery agents of ICICI BANK snatched his car in broad daylight and that is when D’souza ‘s struggle for justice began.

 

Police Control Room file notings, applied for by D’souza under the RTI act clearly show that the ruffians were sent by none other than ICICI bank in direct contravention of a Supreme court order.

 

But D’souza’s ordeal didn't stop there.

 

"In the month of October 2004, I have written a letter to the Director of Transport saying that the vehicle is in dispute between me and ICICI bank and you are not authorised to sell the vehicle and you have to inform me,” says D’souza.

 

But the recovery agents got round this as well. On March 3, 2005, they simply forged D’souza's, signature on the letter, terminating the hypothecation on the car.

 

On March 4, someone posing as D’souza filed a complaint at the Colva police station on a ready-made template stating that the car papers have been lost.

 

While driving the irony is that D’souza wasn't even in possession of the car at that time.

 

The next day someone again forged a letter posing as D’souza asking the RTO to withdraw the freeze on the sale of his car.

 

On May 21 the Crime Branch surprisingly issued a No Objection Certificate, giving the green signal to transfer the car.

 

On May 25 D’souza’s signatures were forged on all the sale papers of the car.

 

And on May 30, the RTO cleared transfer of the Car to Mallapuram in Kerala.

 

"The banks nowadays seem to be engaging gangsters to sieze the car from the defaulters and this is done in collusion with the police" says D’souza’s lawyer, Radha Rao Gracious

 

It was only after D’souza went to court that the police filed the FIR.

 

So what is the progress of the case three months later in August 2005 so what's the progress of the case?

 

"We have registered a case here and the investigations are going on soon we all are going to file a chargesheet soon," says SP, South Goa, Shekhar Prabhudesai.

 

It is almost two years now and not a single arrest has been made one say more.

 

ICICI agents rough up Goa man for not paying loan - Yahoo! India News

Share this post


Link to post
Share on other sites

  • Similar Content

    • ganpat1956
      By ganpat1956
      He was the man who, in association with Aruna Rai and Jean Dreze, was instrumental in drafting the revolutionary Right To Information Act and getting a call centre for RTI constituted in Bihar. Today, Arvind Kejriwal is running from pillar to post for the last nine months with an application filed under the same Act, wanting to know the details of expenditure incurred for the development of Kaushambi area in Ghaziabad, where he resides.
       
       
      In his application, submitted to Ghaziabad Municipal Corporation (GMC) on April 10, 2006, Kejriwal asked the GMC specific information like, the money spent on development of Kaushambi after it was taken over from the Ghaziabad Development Authority in March 2004; The number of roads constructed; agencies engaged in roads construction and the amount deposited by them. On failing to get a reply in the mandatory 30 days, Kejriwal filed his first appeal in the Municipal Corporation on June 5, but to no avail. He then went in for a second appeal with the State Information Commission (SIC), on September 19.
       
      "Just a week before my case came up before the Commission on November 16, the GMC provided me some irrelevant and incomplete information'' Kejriwal said. SIC sent a show-cause notice to the GMC Commissioner as to why a penalty of Rs 25,000 should not be imposed on him. The SIC directed the GMC commissioner to be present on December 18, the second hearing.
       
      On December 18, Kejriwal was present at the Commission but the GMC Commissioner wasn't and Kejriwal was given a third date, January 16. The RTI Act makes it mandatory to dispose cases in 45 days. What annoyed Kejriewal was that instead of any GMC authority, a government lawyer was representing the government.
       
      On asking the State Chief Information Commissioner (SCIC), on the last hearing of the case on December 18, on why officials were not being summoned, SCIC said, "It is my discretion whom I summon to my court.'' Section 18 (3) A of the Act says the State Information Commissioners have the power to "summon and enforce the attendance of persons and compelling them to give oral or written evidence...''
       
      According to sources, the reason the senior officers are now being sparingly summoned to the RTI Commissioner's court is a missive from Chief Minister Mulayam Singh Yadav following representation from the bureaucrats they were being harassed in the name of RTI. During the IAS week held in November, they had demanded that the CM ensure that they were not for hearings of cases under RTI.
       
      Following this, Mulayam reportedly asked SIC not to summon IAS officers and pull them up. However, SCIC MA Khan denies having received any such missive. Instead, he clarifies that senior officers are called only when the matter isn't sorted out at the lower level.
       
      SIC Gyanendra Sharma clarified that normally public information officers (PIO) are summoned but officials concerned are called when they don't part with information to the former. "Penalising PIOs failing to give information because their seniors are not providing them would be an injustice to them,'' said Sharma.
      He said the Commission received 100 to 150 applications every day, and most are disposed at the first level of Assistant Public Information Officers and Public Information Officers at the department level. "Not going into technicalities and taking it as a teething trouble, we entertain each application and dispose off around 60-70 of them every day,'' Sharma said. He said IAS officers were called only sparingly.
       
      Man behind RTI battles for information on development

    • ganpat1956
      By ganpat1956
      MUMBAI: The Right to Information Act has come to the rescue of a former trustee of a charitable educational trust who was illegally removed by presenting signatures of dead and fictitious members.
       
      The original papers of the trust's no-confidence motion, which were in the charity commissioner's office, were substituted with the forged papers in alleged collusion with the office staff. The charity commissioner's office then passed an order to oust Qamar S Qazi, the trustee.
       
      Seventy-three-old Qamar S Qazi, a former customs official and trustee of Anjuman Tarakki Achra, has been fighting the case for the last seven years. It was when Qazi applied to the charity commissioner's office for the copy of the no-confidence motion passed against him in 1999 that he discovered, to his horror, that the documents were substituted.
       
      "Instead, another document which had about 125 forged signatures of the trustees were placed. Many of the members were dead or their names were fictitious. Some were abroad when the alleged election took place,"Qazi said.
       
      On discovering the forgery, Qazi filed a criminal case against the existing trustees at the Additional Magistrate court, Mazgaon in 2000.
       
      The court directed the Dongri police to investigate the case and the police report established that a forgery was committed. The court then ordered the police to file a chargesheet.
       
      However, despite directives from the magistrate and later the Bombay high court, the charity commissioner's office did not subsequently take any action on the issue of the forgery committed by the existing trustees.
       
      Qazi then filed a query under the Right to Information Act in 2006 asking about the status of the case. "The charity commissioner's office replied stating that they did not have the police inquiry report with them and hence could not take action.
       
      I then filed a complaint with the state information commissioner who directed the law and judiciary department to look into the matter,"Qazi said.
       
      Within a month, Qazi got a reply from the Charity Commissioner which stated that the earlier fake no-confidence motion passed by the trust was set aside and a fresh enquiry had been initiated against the trustees.
       
      "The Right to Information Act has now helped me to set aside an order which was blatantly wrong. I hope justice will be done soon,"Qazi said.
       
      The Times of India - Indian Newspapers in English Language from six editions.

Announcements

×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use & Privacy Policy