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Ramaswamy Muralidharan

Application copy


Ramaswamy Muralidharan

Dear Friend,



In fact I have two queries/questions:


(1) Can an applicant seek the copy of the loan application submitted by a third party seeking loan from a co-operative society for housing loan? The request is for copies of the documents attached to the loan application.


(2) I have read recently that CIC came down heavily on an applicant for misuse of the RTI Act. Can I have the citations please?





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1.RTI is not applicable to coop soc and otherwise also you cannot get loan details of other persons from any bank or coop soc.


2.It was an aberration and error of judgement of CIC. Such orders cannot stand legal challenge. No. IC has power to penalise applicant under RTI Act.this is the only and one instance since Oct 2005 and nothing has reportedly happened to applicant.

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