Jump to content
News Ticker
  • NPAs under PM Modi's Mudra scheme jumped 126% in FY19
  • shows RTI
  • RTI query reveals banking frauds of ₹ 2.05 Trillion reported in the last 11 years
  • 509 per cent rise in cases under child labour law: Study
  • The Central Information Commission has allowed disclosure of file notings on the mercy petition of a rape and murder convict, rejecting the government's contention that the records cannot be disclosed as these are privileged documents under Article 74(2) of the Constitution.
  • Electoral bonds worth over ₹5,800 crore were bought by donors to fund political parties between March 1, 2018 and May 10, 2019, a Right to Information reply has said.
  • Don't pay 500/- for answer sheet now- Supreme Court says if Answer sheet is asked under RTI, RTI Fees will be governed
  • 0

Information not to be disclosed to parliament/state legislatures



:cool::cool:Respected sir,

my father purchased a house in 2006. now in 2011 a bank claimed that it is mortgaged to them and the loan amount is around seven lakhs. he wanted the bank to show the sale deed of the house deposited with them as also the particulars of the loan amount of the borrower who sold the house to him. my father is in possession of the mother sale deed but the bank claims the same to be with them. the bank did not show the deed to my father. so he sought information regarding the mother deed and particulars of bank loan account of the borrower under rti act. they refused the information citing section 13(1) of banking companies acquisition and transfer of undertaking act 1970 read with section 8(1)j of rti act. is the information regarding the mother sale deed and statement of account of the borrower denied by the bank is legal under the rti act? also ,can such information be denied to parliament/state legislature.

kindly guide him as to the appropriate steps and remedial measures to be taken by him. please help. thank you.

Share this post

Link to post
Share on other sites

1 answer to this question

Recommended Posts

  • 0


आरटीआई India मंच में आपका स्वागत है



The bank is correct by its denial of account details of borrower. However, Sec-8(1)(j) quoted by them is not correct. The correct section is Sec-8(1)(e) - i.e. the banks maintain accounts in a fiduciary relationship and hence exempted under this section.


Denial of mortgage deed is not correct. Don't entertain any oral / verbal communication from the Bank. If they try to do so, ask them to give views (whatsoever may be ) in writing to you. The burden to establish that the Original Sale Deed is in their possession lies with the Bank itself and not on you. Why you are worried about this, since the Original Sale Deed is in your possession.


Even if the bank has any cause to advise you regarding outstanding loan of previous owner, the Bank must give reasons for its administrative decision to you (being affected party) under Sec-4(1)(d) of the RTI Act.


The proviso under Sec-8(1)(j) is an enabling provision, even to supply the information exempted under sec-8(1)(j) of the Act.

Share this post

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Answer this question...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...

Important Information

By using this site, you agree to our Terms of Use & Privacy Policy