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One time settlement of education loan



Hi all.

I took an education loan in 2007 in a nationalised bank. Recently, I was not able to pay the EMIs regularly due to family circumstances and it is now in NPA category.

My father's friend is willing to pay off the loan as One Time Settlement. So we approached the bank for it but the bank is not ready to waive the interest off to even a particular extent, considering our situation. What we heard from other bank manager is, a bank manager has the privileges to waive off a good sum in terms of one time settlement of education loan.

What should I do now? We are planning to raise the concern to Regional Office. I am not willing to lose the opportunity as the good hearted friend of my father is willing to settle my loan and is ready to get it back from me without any interest.

Kindly suggest me a solution people!

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This portal is only dedicated to discussing issues related to the RTI Act 2005.

You will not get any answers here to general doubts and requests for help in non RTI related matters.

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