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  1. Being a banker, you are well aware that even several decades before enactment of RTI , Bankers' statutory obligation is to maintain secrecy of customers' accounts. There are certain exemptions and those exemptions are not for public and is for Police (law enforcement) , Statutory authorities(including courts/Taxes), interest of other banks (sister concept) and when the bank's own interest is involved. However rate of interest is not personal information and it is to be announced in Public. You can reconstruct your query and seek specific information on rates of interest applied on such
  2. Grounds for appeal: It was decided in several CIC decisions that when applicant solicits hard copy , it has to be provided in the form in which it is requested, as many common men are not well versed with such downloading procedure and have such mechanism with them. Even if information is denied with such reason (unknown in RTI Act as a reason for denial), the minimum courtesy is providing such copy of link instead of directing the applicant to go through hundreds of such directives. PRAYER: Please direct CPIO to provide the information as expeditiously as possible free of cost as info
  3. You may not be aware of another strategy, which was successful in several cases. When loans on agriculture were waived by state/central governments, those traitors benefited immensely as they got their jewels back without paying any amount on such amounts borrowed for less than Rs.2 lakhs. You can guess as to who can afford jewels worth Rs.2 lakhs (Advance is Rs.2 lakhs and value may be many lakhs and this is safe custody of ill gotten money without inviting attention during raids)
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  4. Mr.Vasant I am aware that classification of advances is only the basis of end use and never depends on Security. Against gold, farmers, SSI, including Overdrafts are permitted. I find that the greatest fraud in Banks is through Gold loans. For escalating disbursements to direct agriculture, banks stoop to so low levels and looting the management. There is well framed rules and uniform disbursement for hectare crop wise, area wise, irrigation wise etc., Let us take for example if the farmer is having 2 hectares of land, let us say that maximum amount of finance as seas
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  5. Information has to be supplied in the form in which it exists. For example the information you have been asking if available in hard copy/record/register form, it will be provided only in hard copy alone. The cost of A4 is Rs.2/- If such information exist in a soft copy form, then depending on the data and form requested it will be provided in such CD form. The rules and regulations applicable to that public authority prevails. PIO should send such calculation and demand for such copying fee.
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  6. It is presumed that you are raising issue of Your mother, who is a Self Help Group Member under DWAKRA or for some other programme. Those who regularly save in the Group Account gets a loan for productive purposes on nominal rate of interest, which has to be repaid in equal monthly installments. The main idea behind is those who are accustomed to save finds no difficulty in repaying such amounts towards loan. The concerned officials relevant to your issue is 1.Group Leader 2.DRDA 3.MDO or VRO or Volunteer leader. Your mother is saving with the group. The group is eligible for a loan.
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  7. That is the only way. Go for first appeal.. Query No.1: Total Number of business places is not invasion on privacy.. Query No.2: The exemption under RTI should prevail and simply mentioning total GST paid to Government or received by Govt from ABC is not invasion on privacy as the GST is an income to Govt and connected with larger public interest. Seek if such earlier decision if any given in any case by appellate commissions or courts.
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  8. Every state has formed it's own rules and regulations in format of application and fees, there is no such announcement from any state. The court fee stamp were never accepted in Central Government organisations even in the past.
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  9. Please understand that a post must be short in length. Avoid quoting and thanking, as there is a tab in the shape of heart to thank below post. If a post is more than 2 or 3 replies/queries, due to time constraint, members may not care to read. You can never expect anything positive from CVC and always have Plan B, C , D and thereon.
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    • सड़क निर्माण में भ्रष्टाचार ना हो और पारदर्शिता के लिए आप चाहे तो निर्माण स्थल से #RTI के तहत निर्माण कार्य का सैंपल लेकर लैब में टेस्टिंग के लिए दे सकते है। http://rtiindia.org


      : https://righttoinformation.wiki/guide/applicant/application/sample/road-work
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    • Instances that involve disclosure of sensitive information, it may be rationale for the CPIO to ask for citizenship proof
      Information Commissioner Divya Prakash Sinha held that seeking citizenship proof in case of demand of sensitive information is justified but seeking a signed copy of the application does not seem appropriate as the online portal does not mandate uploading of signatures.
      Sinha was hearing the plea of an Odisha-based RTI applicant who had sought from the Army information regarding implementation of rules under the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 in all defence establishments.
      The Army did not provide any information to the applicant, the CIC noted. Akhand approached the Commission with a complaint that the central public information officer (CPIO) of the Army has demanded a signed copy of his online RTI application as well as identity proof before providing him the records.
      “In this regard, it may be noted that as far as CPIO’s request for citizenship proof is concerned, the same is not questioned as Commission in its prior decision(s) has held the view that Armed Forces stand on a slightly different footing as there may be instances that involve disclosure of sensitive information, and for such reasons it may be rationale for the CPIO to ask for citizenship proof,” Sinha noted.
      Originally posted here!
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    • Some of you -- at least CJ Karira, who helped me years ago in one crucial step, getting SEBI to acknowledge its own circular! -- know of a 15-year quest among desi academics to get SEBI to release its stale masked FII data for academic research. At one point years ago a parliamentary query by Shyam Benegal, then Rajya Sabha MP, sought the release of this data for academic research. He then made a subsequent RTI query asking what had done about his complaint about the terrible answer he got to his parliamentary question. We thought we had succeeded when in response to that SEBI did put in public domain that FII data and promised to update. And to  their credit, they did update it from time to time, even if a bit fitfully. But thanks to a question by a curious IIT-Madras undergrad, we realized that what SEBI gave with one hand they took away with another. While the idea was that the FII IDs would be masked to preserve privacy, without telling anyone, SEBI changed the masks each month, drastically reducing the value for academic research (since you can't even tell how many distinct FIIs are there in the data base, and whether anyone traded over time). It also caused mistakes in academic research since no one imagined that SEBI would use changing masks, when no other regulator or exchange on the planet does so.

      To get SEBI to finally agree to not hide by changing masks, but to keep a stable mask, has taken many years. But at least per the ruling received yesterday, it has been achieved, with no violence to anyone. I attach the ruling. I can also post the various submissions made at the Second Appeal hearing if there is any interest (need to scrub email-IDs, per the policy of this site).

      Addendum_To_CIC_2nd_appeal_28th_February_2020.pdfThis RTI site, in particular Karira-ji, has been very helpful to me in the course of this long episode thru countless RTI queries. And I am grateful for that from the bottom of my heart. I am confident we will see quite a few PhD dissertations using this database within the next few years.

      Third_Addendum to Additional Submission for RTI Second Appeal_2nd_March_2020.pdf
      From_SEBI_Written Submiissions - Murugappa Krishnan 139953.pdf
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    • There can be no faith in government if our highest offices are excused from scrutiny - they should be setting the example of transparency.
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    • LUCKNOW: The Central government has provided categorized security cover to 308 persons, out of which 24 have been provided the highest Z-plus cover, according to the answer to an RTI query.

      As per information provided by S.C.L. Das, Joint Secretary in the Union Home Ministry to city-based activist Nutan Thakur, two dozen persons have been given Z-plus security, 59 persons have been given Z security, 109 have been given Y-plus, 34 have been given Y and 82 persons have been given X category security.

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