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  1. Whether a bank is obliged to issue Bank statement of it's client (not individual's, of an association registered under societies Act) to anybody who asks under RTI. Does RTI provides such provisions?
  2. Dear all I am a new member and ex-staff of Nationlised bank. I request the RTI INDIA group members to guide in respect of disclosure of AUDIT reports under the RTI act. THE audit in the bank are conducted by their own staff of Audit Department and most of the time the auditor gives a good relating despite some lapses being noticed by them. the follow-up of the rectification of audit report too is weak.it is because of this collusion of audit staff with branch officials frauds in the bank are on the rise resulting in loss of public and customers money. though a case of FRAUD is reported to R
  3. 20/10/2009 tThe section states ; 1*[35A. Power of the Reserve Bank to give directions.-(1) Where the Reserve Bank is satisfied that—>> (a) in the 2*[public interest] ; or 3*[(aa) in the interest of banking policy ; or] (b) to prevent the affairs of any banking company being conducted in a manner detrimental to the interests of the depositors or in a manner prejudicial to the interests of the banking company; or © to secure the proper management of any banking company generally; it is necessary to issue directions to banking companies generally or to any banking company in
  4. Dear Sir, This company makes perfumes worth more than 2 crore every month and sell all over india. Though they have only licence to refill perfume for a limited quantity, they are making huge quantities. not only that they use illegal banned ALCOHOL to fill perfumes and the grade alcohol they are using to refill the perfume bottles is baned in India. By using this brand 'XXXXX' or 'YYYYYYY' or ZZZZZZZ Perfumes can cause health problems We need some one to take this matter serious now. Company make perfume using illegal and baned ALCOHOL is . ABCDEFGHIJK and PQRSTUVWXYZ.
  5. One of my clients is interested in using the bank provided EDC terminal to communicate to his server to record some transaction. Can this be done. Need to understand the bank terminal functioning and the network.
  6. Most branches/offices of State Bank of Travancore are housed in Bar/liquor shop buildings. [Liquor barons get construction loans from the Bank and get the Bank to hire part of the premises. Let us not consider the under-the-table matters involved, though.] This creates embarassment and problems to women and student customers always. Security of the Bank is also an issue. In some branches, customers have to pass through Bar corridoors to get into the Bank. I asked SBT about branches which are housed in buildings where liquor outlets function and asked for distance from Bar door to Bank
  7. how can i get the information from a nationalized bank? To whom shall i approach?
  8. I had applied for a credit card from ICICI Bank 15 days back. I got a message from the bank that my application has been rejected. This is despite the fact that only a month back, they upgraded my account status from normal to esteemed customer status. When I asked the banking officer for the reason I was told that i could not be told. I am sure there is some hurdle, but i wish to know what it is. As a respectable citizen of this nation serving in the armed forces, why have I been denied a credit card?
  9. sidmis

    RTI in UTI Bank

    Hello, This is my first Posting and first initiation to the wonderful world of RTI. I need some information from the UTI Bank. But I have found out that this Bank has not implemented RTI yet. How shall I Proceed with filing application under RTI to UTI bank? Regards, Sidharth
  10. Co.Op Banks are covered under RTI ? If yes state Co.Op. departments are directed to take appropriate measures?
  11. p.esakkimuthu

    Sec 8(1)(a)(e) RTI ACt

    The RBI declined to furnish information on the fraud committed in a bank which was detected by the RBI Inspection.The RBI declined to furnish information citing the Sec 8(1)(a)(e). Give some decisions of CIC in this connection
  12. Hi i am Rajeev Ranjan. i lost my state bank of India (SBI) debit card which was issued from Bhagalpur (bihar) main Branch . i reapply for new debit card near about January 15,2009 but bank don't given me any receiving of application. so naturally i don't have any proof. since that i called many times to customer care and only only assurance that your card is in process and u will get it within week. how i not got till now so i wanna to know from ur expert that how RTI can Help. if possible then pls give me advice full procedure. Regards Rajeev
  13. hi to all members, i am here to share my experiences related to rti act presently m presenting second appeal to SIC bhopal facts are- my questions for state bank of india were- 1} how many officers posted at branches/offices at indore whose transfer orders have been issued for more than 5 months but they have not yet been relieved/provide their names along with the date of their transfer orders 2} inform the specific dates on which they will be relieved and the reason for each officers who have not been relieved till now 3} if the transfer order of any one{officer} has been cancelled th
  14. Unethical Practices adopted by Banks - Allotment of Lockers Clients are harassed for allotment of Lockers in Public Sector Banks. They demand a bank account in the name of all desirous allottees. In addition they demand fixed deposit - linked to Locker account. This is all contrary to instructions of the banks and RBI. Even after managing fixed deposit, on persuation they will say to submit an application and suggest to follow on after sometime and whenever there will a vacant locker the same will be provided. On submission of application they neither acknowledge nor give any prioroty nu
  15. A PSU bank had wrongly debited my friend's loan account twice with an amount of Rs 57,000 for a single transaction. He discovered this after about 18 months. He spent over a month negotiating with the bank to get the amount back but nothing happened. Finally, he approached me for help and a simple RTI application did the trick. Bank returned the amount within one week along with full interest charged on that amount and a request to withdraw the RTI application.
  16. Need experts, get political directors off my back: PSU bank chief goes public New Delhi, June 25: In perhaps the first such case, the chairman and managing director of a PSU bank has gone public to protest the presence of directors appointed to his board at the behest of the ruling party. “I have requested the government to reconstitute the board and I welcome people who have integrity and who can contribute...Banking is a highly complicated sector and we are custodians of depositors,” he said. “The bank board should be professionally represented so that it can contribute meaningfu
  17. jagdishbhai Makwana

    Bank Account details

    A petrol pump, allotted under ST, i.e. reserved category, is having a bank account. The ST person sold out the petrol pump to non ST candidate and Non ST person operates bank account of original petrol pump firm. I had asked the bank account details from the bank but bank refused information under the plea of fiduciary capacity. As per my understanding, the Act and Law protects only those who obey the Act and Law. Here, the a/c being operated by a dummy person. Hence, he is not a bona fide a/c holder. He can never be a dealer of ST petrol pump. Hence, it is an act of violation of the law and
  18. Hi all, I am a new member on this platform. Greetings to all. My query arised when our bank (HDFC) refused our request of Solvency Certificate due to their internal policies. This certificate is a must for us to apply for Customs license. We have no other option but HDFC as we have a current A/c with HDFC only. Please suggest how I can get the said certificate or any other alternate if available. Regards, Khalid
  19. Hi, I opened a new savings account in ICICI bank for my mother in 2002. At the time of opening the account I provided all the required documents including proof of age and based on that they recorded her date of birth in the account details. At that time she has short by few months to become senior citizen. She became senior citizen in April 2003. This account is of "optima flexi savings account" type wherein Fixed deposits gets created automatically in the chunk of Rs5000 if balance in my account increases beyond Rs10000. It came to my notice recently that all these years ICICI ba
  20. sourab

    Co-operative bank

    Hello Dr Pathak and RTI memebrs. It is my previlege to join RTI.org. I have a question: Do co-operative banks (private) come under RTI. If not how to get the required information from the bank?
  21. Hi Friends, I am Uday Prabhu, Industrial Consultant based at Mumbai, having in depth knowledge & practical experiences in handling of below mentioned laws & its remedies including seeking information under RTI Act of 2005. 1] RTI Act of 2005. 2] Consumer Protection Act of 1986. 3] Cooperative Society's Act & Bye laws +Co related acts. 4] Customs Act of 1962 along with various other connected laws including Service Tax, FEMA , COFEPOSA /Foreign Trade Dev Act of 1992 , SEZ Acts etc. 5] Banking & Corporate Laws including IPR etc. 6] Criminal Laws inclu
  22. Many members of this forum have been successful in obtaining information from Pvt Banks and companies through their respective regulatory bodies. The extent of information which can be sought is still vaguely defined. Could learned members such as Sidmis and others please come forth and reveal as to what exact information was sought by them and what was given. I intend for this thread to act as a reference point to see as to what exact details can be sought for from these regulatory bodies.
  23. Hello Everyone, I have a savings a/c in a MNC bank and they have deducted around 900/- for not maintaining a sufficient balance without even informing me. Can they do it without informing the customers? Does it fall under Banking code of conduct? Can't we challenge the amount they have deducted as its too much and moreover will they give it every quarter if we maintain sufficient balance in the account. To me it has happened for the very first time. Please advice. Regards, Anu
  24. Loan info: RTI at co-owner's disposal As reported in the Times of India, 12 Aug 2008, TNN AHMEDABAD: The Central Information Commission (CIC) has held that a co-owner of land on which loan has been granted by the bank is entitled to have the information about the loan under Right to Information (RTI) Act. Mukhatyarali Kuereshi of Fatehpura in Vadodara sought information under RTI from the general manager and the central public information officer (CPIO) of State Bank of India's (SBI) local head office in Bhadra. Kuereshi wanted to know information about a loan taken from SBI, the n
  25. I have been assisting one of my friends in getting information under RTI Act of his NSC loan account from a nationalized bank, which has not been giving it on simple requests, as large amount of money has been defrauded in the account with staff collusion. I have following queries: 1. The RTI application was submitted at designated post office, which accepted it with Rs.10/- fees. However, the Bank insisted that we should pay Rs.10/- again to them, as application fee and averred that post offices are not authorized to accept RTI applications for central government undertakings. 2. We had sou
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