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  1. The Bank has admitted that the loan has become an NPA and the company has not yet repaid the loan availed by it. In this matter a large amount of public fund has been advanced by the bank to M/s Hanung Toys & Textiles Ltd. The company has defaulted in repayment and the loan has become NPA, therefore, the matter is of larger public interest. The Commission directed the respondent to provide certified copy of the proposal of credit sanction to M/s Hanung Toys and Textiles Ltd., after severing the personal information relating to the promoters, group or company as well as regarding the co
  2. HI All, I want to know the role of registered bequeath(wasiyat) in case of bank account if bank account holder itself has been expired by the help of RTI. Actually my father has been expired and there is left one bank account tht does not have added any nominee and bank itself has been locked(dealth lock) in tht account,but he has left registered bequeath(wasiyat) in my favour. Now, i want to withdraw tht money .So, is there any way tht registered bequeath will help me to withdraw tht money without any issue. So. Is there any illegal rule to show that bequeath as a proof to bank to
  3. Dear Sir/Madam, I wish to know that is there any provision by RBI to charge customer for their own account closure. I just has closed an account from SBI Bhavangar, Gujarat Sardarnagar Branch. I have filled up a form to close the account in which the charge was not mentioned and only charge applicable instruction was there. So I thought that the charge may be 20-25 Rs. for which I was ready. But the bank has debited the amount of Rs. 500 + 18% GST from the account which was really shocking. I request you to give information whether there is any such guideline by RBI for such closure c
  4. I was trying (unsuccessfully) to get my bank - State Bank of Mysore - to implement sec 4 of the RTI Act. I gave up after a DO in the CIC (instead of a Commissioner himself) responded to my Complaint with the following letter: http://dsscic.nic.in/cause-list-report-web/download?filename=MjAxNy0wNS0wNi0xMTIxMTIxMDAwMi5wZGY%3D Recently six State Banks were merged with SBI and I decided to have a look at the Sec 4 disclosure of Indias largest Bank (owned by you and me !). Have a look at their website's RTI page: https://www.sbi.co.in/portal/web/corporate-governance/right-to-informa
  5. Hello, Can anyone Suggest me any remedy to get rid from bundles of letters sended by RTI asking informations regarding my bank information? It becomes inconvenient to give such answers. Is this a misuse of RTI Act? Giving answers to every letter isnt mean of inviting thieves & dacoits in my home. What can i do in such case??
  6. d s agrawal

    sms charges by banks

    Hello, all the banks are charging Rs.5/-per month per a/c for sms service charges, can i raise rti for it
  7. The Reserve Bank is very mindful of the impact of adopting global policies in the country’s banking sector, according to a top official. In the recent past, adopting international capital and liquidity standards have been preceded by detailed quantitative impact studies. The RBI explicitly presents its assessment on the global developments and external sector risks and challenged associated with globalisation, in its monetary policy announcements. These were conveyed to RTI activist S Dheenadhayalan who had written to the Prime Minister raising a number of issues concerning the fun
  8. Hello, Respected sir, Using r.t.i. i want to know about the list of bhartiya and non bhartiya banks in Bharat desh. who is the concerened P.I.O. Please guide. Thanks.
  9. Exactly one year ago, an amount of Rs.18500/- was withdrawn from ATM of State Bank of Mysore [sBM] at Belapur near Mumbai, while my friend was having his SBI [state bank of India] ATM card at Junagadh [nearly 700 kms away]. He got SMS for debit. A complaint and claim was lodged with branch of SBI at Junagadh. In addition RTI was filed with SBM for CCTV footage which they supplied through SBI along with reports generated by ATM system.SBI first treated this as ATM failed transaction [where account is debited and no money dispensed by ATM] and declared that their system shows that transaction wa
  10. TOI has copies of some cheques bearing Indian calendar dates that were not honoured by PSU banks. Information sought from RBI through Right to Information (RTI) query filed by city-based activist Abhay Kolarkar clarifies that all nationalized banks should accept cheques drawn and signed in Hindi without any additional formality. RBI had issued a circular on July 31, 1992, directing the banks to accept cheques having national calendar dates. The bank governing body stated there was no prohibition under any central act to use any date other than the British calendar dates. "The relevance of putt
  11. Your money may not be safe in the bank, and not because of macro reasons beyond control. Cheating and forgery have led to public and private sector banks losing as much as Rs.27,000 crore cumulatively in the last five years, reveals information obtained by dna under the Right to Information (RTI) Act. Read at: Banks no safe havens for your money | Latest News & Updates at Daily News & Analysis
  12. By Douglas Gillison If only Hillary Clinton had been president of the World Bank and not chief of US diplomacy. The former Secretary of State now says she wants the world to see her emails. This, to fend off a new controversy in which reporters, researchers, archivists, political adversaries and posterity itself might have been denied access to her official communications — which she apparently stored on a private server somewhere in her suburban mansion in New York. But the emails of Jim Yong Kim, Robert Zoellick, Paul Wolfowitz and other World Bank presidents cannot be subpoenae
  13. Over 3.70 lakh complaints have been received by bank ombudsman during last 5 years, reveales a RTI Act response. Read more at; 3.7 lakh complaints against banks in five years, revelas RTI response | Latest News & Updates at Daily News & Analysis
  14. Over 3.70 lakh complaints against banks in 5 years New Delhi, Mar 15 (PTI) Over 3.70 lakh complaints have been received by the banking ombudsman during last five years with highest number of complaints, 1.02 lakh, against State Bank of India, reveals an RTI response. The data received shows that 3,70,543 complaints have been received by 15 banking ombudsman during 2009-10 to 2013-14. Read More: fullstory
  15. Status of RTI in India - a paper by ex IC Mr Shailesh Gandhi Attached is a paper presented by ex IC Mr Shaileh Gandhi to the World Bank. It highlights the background and present status of the working of the Act in India. State of RTI WB report.docx
  16. The Competition Commission of India (CCI) is investigating if banks have been acting as a cartel in fixing lending rates in recent times. The competition regulator confirmed this in response to an RTI query furnished by activist S Dheenadhayalan. Read at: CCI probing case of banks ?fixing? lending rates | Business Line
  17. sir, i had filed a complaint a month ago with a nationalized bank in regards to a very rude behaviour of one of its cashier ..it was so unacceptable and evident to the extent that the official seem to have behaved that way with most of them.. i had not received any reply from the bank manager on this yet or on the details of any action taken yet..i could very much make it out that even the manager is very much not pleased with the behaviour of that official and he seemed helpless..now,if i had to file a RTI in this regard with the nodal officer or with their head office requesting details on
  18. Hello, Is any state or central government banned to use clay bricks in India?
  19. The CIC has ruled that CCTV footage of inside bank premises is disclosable where the applicant is present in the video. The two orders of the CIC are attached to this post. order 1.PDF order.PDF
  20. According to the Reserve Bank of India (RBI), its non-performing assets of nationalized banks has swelled from Rs9,190 crore in 2011-12 to Rs2,16,739 crore in 2013-14. The statistics were provided by the RBI to former journalist Ketan Tirodkar under the Right to Information Act (RTI). Tirodkar has filed a public interest litigation in the Bombay high court seeking that the Central Bureau of Investigation (CBI) be directed to conduct a probe in the NPA scams. Read at: Nationalised banks' non-performing assets shoot up to R2,16,739 crore | Latest News & Updates at Daily News &a
  21. As per the media news ,Hyderabad , ANDHRA BANK STAFF HAVE STAGED DHARNA IN FRONT OF SEVERAL LOAN DEFAULTERS REQUESTING THEM TO CLEAR THEIR DUES AS THE BANK IS INCURRING LOSSES. This is a novel method of forcing the defaulters to pay their dues unlike private banks who send recovery agents with muscles to threaten, if this method works all other nationalised banks can adopt this to recover more than one lakh crores which are the dues mostly from the influential persons who have taken loans in the name of business and starting industries and mostly avoid payments since they know the property w
  22. Hello, A Nationalised bank CPIO has taken stand that DoPT No 1/6/2011-IR dt 15-4-2013 is not applicable since it is only marked to Ministrues /department of Govt of India and not to Banks.. If any body can give me decisions of CIC/High courts in this regard.
  23. By Preeti Kulkarni in Economictimes.indiatimes.com on 15 Dec, 2014 RBI releases charter giving more rights to bank customers - The Economic Times Has your bank been unfair to you or made you invest in an unsuitable product? You can now take the bank to task. The RBI has released a charter of customer rights that lays down five basic rights that bank customers enjoy. Though a framework laying down service standards already exists, industry-watchers feel a direct intervention from the RBI could make the process more robust. "This will also simplify the process for laypersons. Customers can
  24. Mumbai : In a landmark order, the Central Information Commission has ruled that CCTV footage of a public place is in the public domain and cannot be denied to a citizen. The case pertains to Mumbai-based RTI activist Chetan Kothari, who wanted the CCTV footage of the incident when a UCO bank cashier at Bhulabhai Desai Road misbehaved him. “The man ahead of me in the queue got Rs 1,000 in the denomination of Rs ten but when I asked for it, the cashier, Ganpat Dongera, was rude to me,’’ said Kothari. The incident happened on November 3, 2012. Unsatisfied with the action taken by the
  25. From an email received from Mr Venkatesh Nayak: Dear all, The Government of India has published in the Official Gazette the Terms of Reference (ToR) of the Special Investigation Team it has set up to investigate the issue of black money stashed abroad by Indians (2nd attachment). The setting up of the SIT amounts to a welcome reversal of previous government policy on this subject. The previous Government had opposed this direction despite a clear order from the Supreme Court in 2011. The SIT will be headed by Justice (Retd.) M B Shah with Justice Arijit Pasayat as Vice-Chair. The rest
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