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  1. Mumbai : In a landmark order, the Central Information Commission has ruled that CCTV footage of a public place is in the public domain and cannot be denied to a citizen. The case pertains to Mumbai-based RTI activist Chetan Kothari, who wanted the CCTV footage of the incident when a UCO bank cashier at Bhulabhai Desai Road misbehaved him. “The man ahead of me in the queue got Rs 1,000 in the denomination of Rs ten but when I asked for it, the cashier, Ganpat Dongera, was rude to me,’’ said Kothari. The incident happened on November 3, 2012. Unsatisfied with the action taken by the bank — merely instructing the employee concerned to be polite — Kothari asked for the service record of Dongera as well as the CCTV record of the incident. Read more: Citizens can access CCTV footage of public place - Free Press Journal
  2. From an email received from Mr Venkatesh Nayak: Dear all, The Government of India has published in the Official Gazette the Terms of Reference (ToR) of the Special Investigation Team it has set up to investigate the issue of black money stashed abroad by Indians (2nd attachment). The setting up of the SIT amounts to a welcome reversal of previous government policy on this subject. The previous Government had opposed this direction despite a clear order from the Supreme Court in 2011. The SIT will be headed by Justice (Retd.) M B Shah with Justice Arijit Pasayat as Vice-Chair. The rest of the members are the same ex officio senior bureaucrats who were part of the High Level Committee set up by the previous Government to look into the cases of persons who were said to have stashed away money in foreign banks abroad. The Joint Secy. (Revenue) has been added to this list as Member Secretary of the SIT. This SIT is an outcome of the directions of the Hon'ble Supreme Court of India in the matter of Ram Jethmalani and Ors. vs Union of India and Ors., (2011) 8 SCC 1- judgement delivered in July 2011. It is also interesting to note that with the exception of the retired judges and bureaucrats of the Finance Ministry, all other members are representatives of organisations notified under the Second Schedule of the Right to Information Act, 2005 (RTI Act) which are not required to furnish any information other than that pertaining to allegations of corruption or violation of human rights.However, in my opinion, as the SIT has been set up by a notification of the Central Government and as it will be wholly financed by the same Government, it will be a public authority under the RTI Act. Terms of Reference seemingly omit an important Court direction: While going through the ToR, I found that a crucial direction given by the Supreme Court in July 2011 is missing form the Gazette notification published by the Central Government. On page 66 of its judgement the Apex Court had ordered two more things to be done by the SIT in addition to what it said on pages 38-42 (1st attachment): 1) that the SIT must take over the investigation of individuals with bank accounts in Liechtenstein as disclosed by Germany to India and expeditiously conduct the same; and 2) SIT should review concluded matters also to assess whether investigations have been thoroughly and properly conducted or not and if they conclude that there is scope for further investigation they should proceed further. On 01 May this year the Central Government had said that investigations had been concluded against 18 of the 26 individuals that had bank accounts in Liechtenstein. These names were received from Germany and investigation had concluded in 17 cases. No evidence was found against 8 individuals and the investigation had been concluded against them. You will find this information in the daily order of the Apex Court at: http://judis.nic.in/temp/17620093152014p.txt So technically the ToR should have included reopening of these cases also to assess whether everything was properly done and if there is any need to proceed further. The current ToR published in the Gazette do not explicitly refer to these two directions. However I hope the SIT in its wisdom will interpret its mandate broadly to cover these directions as well and make up for what probably is an omission due to oversight. Importance of this case to RTI Readers who have gone through the Supreme Court's judgement and those who may like to read it now, will notice that this appeal case arose from an RTI application made by the Petitioners to disclose the names of the bank accountholders that Germany handed over to the Central Government. The previous Government adamantly refused to follow the directions of the Court to hand over to the Petitioners the names of individuals against whom investigations had been completed wholly or partially. Last month the Government handed over two sealed envelopes containing the names of the accountholders to the Court. The Court again directed that the names be handed over to the Petitioners. These names have not been made public by the Government, officially, till date. There is no reference to this direction in the ToR of the SIT either. The NDA Government could change policy in this regard as well and publicise the names contained in the sealed envelopes, as it would only be dutifully following the directions of the Court. Such a step would demonstrate the NDA Government's commitment to transparency as a real one going beyond mere public relations exercises. This case is also of great use for all RTI users and activists who receive rejection orders from Public Information Officers (PIOs) and First Appellate Authorities on the ground that contracts with private parties contain confidentiality clauses and cannot be disclosed under the RTI Act. In this case also the Government of India, under the United Progressive Alliance, refused to make the names of the accountholders public saying that Germany had handed over their names to Indian authorities under a tax agreement that contains a 'confidentiality' clause. The Apex Court examined the relevant clause of the treaty and came to the following conclusion: 1) that the tax agreement did not prohibit disclosure of information provided by one signatory to another if it was required in a judicial proceeding; and 2) that confidentiality clauses contained in international treaties and agreements are not to be interpreted as set in stone. Instead they must be tested against the concept and practice of the rule of law guaranteed by the Indian Constitution and most importantly the right to freedom of speech and expression guaranteed under Article 19(1) and the right to seek redress for violation of fundamental rights guaranteed under Article 32 of the Constitution. The confidentiality clause would be tolerated only if it matched any of the grounds mentioned in Article 19(2) for imposing reasonable restrictions on the citizens' right to freedom of speech and expression. As RTI is a deemed fundamental right under Article 19(1)(a), it can also be restricted only on grounds mentioned in Article 19(2) and the RTI Act but no other ground would be valid. Readers will recognise that the Indian Government signs bilateral or multilateral treaties and agreements in exercise of its sovereign functions. When confidentiality clauses contained in such agreements are subject to the fundamental right to free speech and expression and consequently RTI, confidentilaity clauses contained in commercial agreements with private parties that public authorities enter into during the routine course of government business must also be interpreted along the same lines. The mere existence of a 'confidentiality' clause in a contract with one or more private parties is not enough to reject a request for copies of the contract under the RTI Act. This is a landmark interpretation of the Apex Court and if applied in letter and spirit can open up to public scrutiny a whole range of contracts and agreements that the Government signs with private parties. Public-Private Partnership (PPPs) agreements would have to meet this test before the public authority concerned can refuse access to such agreements. I hope readers will watch with great interest how transparently the SIT will be functioning in the days to come. Kindly circulate this email widely. Thanks RamJethmalni-v-UnionofIndia-SCI-Jul11.pdf BlackMoney-SIT-ToR-May14.pdf
  3. babusuja88

    Fee for RTI

    It is further to my query regarding payment of fee for RTI from Indian Overseas Bank. I was told that the amount can be paid in cash at any branch. I would like to know if I can take Postal Order and if so in whose name.
  4. Does any bank transaction in cash through cash counter in a bank branch lies under the rti act.. If we ask to a bank to show the daily cash transaction report for a particular date can the bank provide us that report through rti
  5. Jaco Ookken V

    Banks and RTI

    Can some one tell me where I could verify if a particular bank comes under RTI ?
  6. lukeshgarg

    RTI for IBPS

    please help me for getting information from IBPS... i among many other candidates have a great confusion to decide whether IBPS is a public authority or not and whether IBPS is bound to provide information to citizens of India or not? actually in the decision of cases no. CIC/SM/A/2010/000873, CIC/SM/C/2009/000200, CIC/SM/C/2010/000655, 000903, 001190, 000897, 001192, 000921, CIC/SM/C/2011/000344, 000459, 000344,000348, 000253, 000274, 000355, 001141, 001123, 000566, it was decided that IBPS is public authority and it should provide information as per RTI rules and regulations. But these cases were linked with banks and were indirectly linked to IBPS. I want to know whether we can ask for information from IBPS under RTI or not as neither information regarding RTI is provided on IBPS official website nor at any other website I am able to find out answer regarding the said query. actually IBPS conducts examinations for different banks and to conduct interview, etc was dependent upon banks but from past year from conduction of test to allocation of banks to candidates is responsibility of IBPS but at no step any kind of transparency was shown to candidates. so it is not possible to ask for information from IBPS in indirect way via media of banks. So please tell me whether according to decisions as specified, it is possible to ask for information directly from IBPS? copy of decision is also available as attachment Thanking You Lukesh Garg IBPS is a PA under RTI.pdf
  7. Hi all. I took an education loan in 2007 in a nationalised bank. Recently, I was not able to pay the EMIs regularly due to family circumstances and it is now in NPA category. My father's friend is willing to pay off the loan as One Time Settlement. So we approached the bank for it but the bank is not ready to waive the interest off to even a particular extent, considering our situation. What we heard from other bank manager is, a bank manager has the privileges to waive off a good sum in terms of one time settlement of education loan. What should I do now? We are planning to raise the concern to Regional Office. I am not willing to lose the opportunity as the good hearted friend of my father is willing to settle my loan and is ready to get it back from me without any interest. Kindly suggest me a solution people!
  8. September 07, 2007 15:45 IST [Rediff.com] The Central Information Commission has ruled that SBI Cards -- a joint venture between state-owned SBI and General Electric -- is a public authority, allowing customers to seek any information about the entity under the Right to Information Act. Disposing of separate applications by SBI Cards customers Arun Kumar Verma and Dileep Ayachit, CIC has directed the SBI to take a decision on setting up a proper information redressal mechanism within 15 days. The CIC has given SBI the option to either designate its own officers for providing information about SBI Cards or set up a separate mechanism within the subsidiary to provide information under the provisions of the RTI Act. "...SBI, being a public authority, should ensure that some agency is available to answer the citizens when they seek information about their own cards. It can not wash off its responsibility after having allowed SBI Cards to use its brand name and logo," Information Commissioner Padma Balasubramanian said in his decision. The card holders filed the application with CIC after SBI and the Reserve Bank of India (RBI) turned down their request for information on the ground that SBI Cards was not a "public authority" within the meaning of the RTI Act. The CIC ruled that SBI Cards was a public authority as SBI owns more than 51 per cent shares in the JV. State Bank of India cards under RTI net http://cic.gov.in/CIC-Orders/Decision_01092007_01.pdf
  9. satinder bains

    bank statement

    hello sir, i need one year old bank statement( in PNB at saila khurd) but they are giving me only two month statement, plz tell me how can i get this
  10. Hi RTI community members, This is my first post on this site. Almost everyone will agree that State Bank of India has one of the most rude and unprofessional staff. I had my own bad experience-: I visited the branch to apply for visa debit card. The clerk who process debit card request said he knew nothing about this card and asked me to go see the branch manager. The branch manager very rudely asked me to leave the cabin and bring the person on whose advice I came here. When called; the employee simply refused and said he never sent me to his cabin, on hearing this the branch manager started shouting like hell in front of two more people and asked me to leave. He didn't even listened to my arguments and assumed that I was lying. I suffered mental agony due this. I feel aggrieved and want to make that branch manager pay for his unprofessional behavior. I want to file complaint in consumer court and banking ombudsman. But before that I need to collect some evidence. I guess that RBI has made it mandatory to keep the video records for a certain period of time. I want to get copy of that day's video through RTI. So that same can be produced before the jury as an evidence.
  11. i want to know that can any body see the bank's ATM CCTV recording. if he or she is willing to do so. At the part of time when his or her card was used.??
  12. dear sir, can I get information from bank about the the resolution to open a account in bank
  13. Srinivas G.

    Bank PAY ORDER copy needed...

    Dear sir / Madam, Nearly ONE MONTH back I applied for a copy of a PAY ORDER (a/c payee given to me 8 years back) under RIGHT TO INFORMATION (RTI) ACT. I could pay the prescribed amount. So far the branch manager hasn't given me. Whom shall I contact now? I'm a Person with DISABLED besides HEARING IMPAIRED. The Pay Order was claimed by a Bank employee by using a BINAMY (fake) account and managing the Manager with the help of Bank Employee's Association. Please advise me what to do now. Awaiting the early response. Thank you.
  14. Dear fellow members, Please guide me on using RTI for fetching my written + interview marks in a Bank Recruitment Exam. Thanks.
  15. Bank manager arrested in multi-crore scam ​Reported in zeenews.india.com on August 23, 2012 Bank manager arrested in multi-crore scam Muzaffarnagar: The branch manager of a public sector bank was arrested for his alleged involvement in a multi-crore scam in the Uttar Pradesh social welfare department, police said on Thursday. The Bank of Baroda's branch manager Mahender Singh was produced in the local court today, which remanded him to judicial custody for 14 days. According to prosecution, police registered a case against 11 people including several department officials and bank managers for opening fake bank accounts in the name of district social welfare officer and misappropriation of government funds worth crores. A former district welfare officer, Rinku Singh Rahi, had alleged a multi-crore scam in the social welfare department by staging a dharna in Lucknow seeking reply to an RTI query in connection with the "scam". The Samajwadi Party government had ordered a probe into Rahi's charges after coming to power in March this year.
  16. In a recent order CIC has allowed disclosure of details of a bank account, documents submitted for opening account, investigation documents, etc. on the grounds that the investigation was delayed and now larger public interest was involved. Larger public interests warrants disclosure since investigation abnormally delayed.pdf
  17. Can we ask for the bank statement of a Public Authority ? Below is the RTI Query that I am going to send to PIO. Please provide your suggestions. *** 1) Copy of latest monthly bank statement of ALL the bank accounts operated on behalf of IIT Kanpur. ***
  18. whether account details of a deceased customer opened only in his name including copy of an account opening form can be furnished to one of the legal heirs of the deceased customer under the RTI ACT? PLEASE ADVISE
  19. Dear All, Now that the CIC has finally brought IBPS under the purview of RTI Act 2005. Just want to know how should I go ahead in framing RTI so that we get a clarity on their exam process, cut off criteria and basis of these cut off etc. We have an apprehension that there is something wrong in their entire process of advertising, deciding cut offs and then finally sharing the list of respective banks. Thanks, Yogesh
  20. 1. Can I file a RTI with the Delhi Sales Tax Dept., Income Tax dept., and Nationalised Bank seeking information regarding the names of the partners in a particular firm for particular Years. 2. Can this be rejected under Third party or section 8(1)(j) of the RTI Act. 3. Do I have any other options to confirm the same from other departments.
  21. kumar.sachin

    transfer of Bank Employee

    Dear Members, I want to know whether we can know about the status of Transfer of bank Employee through RTI. Sachin
  22. Khushbusrivastava

    SBI Education Loan

    Hi, I have a foreign education loan of 11 lacs from SBI, Delhi. I started my repayment in Jan 2009 from USA. I got back to India in 2010 and called my home branch to ask for my installments. By then, i had already paid 50% of my loan amount, so they said that there is no restriction and you can keep paying whenever and whatever amount you have like 10-20 k. I kept paying off my EMIs. Now, suddenly, day before yesterday, my Dad gets a call from SBI that I have an arrears of 81K and they will be giving it for recovery if not paid immediately. Facts: 1) I had long discussion with SBI Tikrikalan Branch Manager, who, by the way, is not even the branch from where i borrowed but he's managing my account with ABSOLUTELY NO DOCUMENTS. 2) He told me that the Rate of Interest on my account is SBAR of 14.5% (which was applicable in 2007) but RBI introduced a base rate system in 2009 for which I got NO COMMUNICATION for renewal. In fact, in past 5 years, I have got zero communication from SBI except for the sudden recovery call. 3) After a long discussion, the manager realized that what he has in account as my EMI is 27k something which is WRONG. The calculation shows that it should be either 24468 or may be less. My Question: Am i liable to pay the arrears, which is calculated based on a wrong EMI?? And Shouldn't they have informed me about the RBI regulation changes in 2009, so that I had a choice to opt out or renew?? Looking for some guidance, please help! Thanks!
  23. Dear Sir, An FIR under section 409 has been registered against my friend, who is a bank officer, way back on 17th January 2011. The FIR was based on false and frivolous grounds and it was lodged by the bank well before the time allowed to him to give reply to the alleged irregularities and he gave his due replies alongwith detailed evidences and papers. But the bank didnot wait for the reply and lodged the FIR. Can he take RTI route to seek quashing the FIR. He cannot afford hiring a lawyer due to financial constraints. Please advise. Himadri Bhattacharjee
  24. I presume that all public sector banks have devised following policies for smooth functioning of their banks 1. Man Power policy to decide number of staff to be posted in a branch or an administrative office 2. Categorisation of Branch, Region and Zone as per business of the branch or region or zone 3. Scale of Officers and their numbers to be posted as Branch head or supporting officer at different category of branches or administrative offices 4. Transfer policy and promotion policy for different scale of officers. 5. What are irregularities or serious charges against an officers due to which an officer can be prevented from taking part in promotion or for posting at rural areas or at critical branch 6. When an officer cannot be promoted only due to less number of vacancies, justification for not releasing increment or keeping such officer under stagnation for three years or six years or more. Under what circumstances an officer can be transferred to other state , other zone and under what circumstances can an officer be exempted from normal transfer policy or exempted from inter state transfers or inter zone transfers. Under what circumstances policy can be violated must be past of such policies I would like to seek information in attached for format from each bank to assess and ascertain the extent upto which a bank has violated the existing policies and resorted to whimsical transfers and arbitrary promotion or recruited officers in higher scales at the cost of existing senior and experienced officers only to earn bribe or to give favour officers of their choice or on recommendation from internal or external VIPs. Such information will help to judge whether the existing policy of interview or group discussion or even written test based promotion policy has helped in growth of bank , in stopping rise in growth of bad assets and to provide safety to banks. Absolute and serious analysis of consequences of existing policy of flattery and bribery will be able to speak whether promotions of officers taking place in public sector banks for last one or two decades based on policy of so called merit channel or super merit channel to promote an officer from one scale to to other is used by top ranked officer for the growth of bank or for growth of individual wealth or to serve the vested interest of members of such interview panels and assessing committee of a few officers. It is now necessary to know the real reason for spurt in Volume of Non Performing Assets in government banks.It is now necessary to assess the utility of so called merit and fast track promotion process prevalent in various banks in various shapes which enable top ranked officers to inculcate and perpetuate policy of flattery and bribery at the cost of health of banks and that of future of officers devotedly serving the bank for a decade or two or three. It is therefore necessary that some officers in all banks seek information in attached formats from their bank and submit to a committee formed by some talented officers to decide the merit and demerit of existing policies and devise seniority based transparent policy for promotion and transfer. xxx@yyy.zzz - Deleted email id - posting against forum rules[/color][/b]
  25. ashwani avasthi

    RTI Help

    The CIC was directed to the PIO to provide the answer sheet to the appellant (me). The PIO was replied to me that the answer sheet has been destroyed. While as per the provisions of the "Central Govt. Office Procedure Rules and Record Retention Schedule", the answer sheets are under in the Category "C", and the preservation period of evaluated answer sheets is one year from the date of declaration of the written test. I filed an application to the concerned PIO immediately after the declaration of the written test, What should my next step?
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