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  1. RBI issues certain "advisory notes' to Banks, from time to time. In a recent order, CIC has ruled that these advisory notes have to be disclosed by RBI. The matter concerns advisory notes issued to ICICI Bank. Initially, CIC had ordered disclosure but ICICI Bank had approached Bombay High court and obtained a stay order since it was not heard by the CIC, as per Sec 1994) of the RTI Act. The court remanded the matter back to the CIC. The full order is attached to this post. Advisory Notes RBI ICICI.pdf
  2. It is unfortunate that ICICI bank engages in unethical practices on a recurring basis that go against the norms of standard banking practices anywhere in the world. I have repeatedly brought this matter to the notice of their enthusiastic customer service executives but they have refused/expressed inability to help ('ICICICARE=032-836-455). I do not understand how interest charges applied by the bank can be regarded as a "retail transaction." Their bill is generated on the 5th and the credit limit is exceeded after application of the month's interest. All that is fine. However, the
  3. We are engaged in a long standing dispute with a Builder ( referred to hereinafter as accused no.1) against whom we have filed 2 criminal cases U/s 156(3) Cr.P.C. This Builder has a relative working in ICICI Bank (hereinafter referred to as accused no.2). Accused no.1 instructed accused no.2 to obtain the Credit Information Reports (CIR) of my wife & son from the Credit Information Bureau of India Ltd (CIBIL). Accused no.2 used (misused) his position in ICICI Bank to access the said information from the CIBIL website and sent back the CIRs as e-mail attachment to accused no.1 through the
  4. I have paid 6 premiums of Rs 10200/- each. This policy is with 3 years lockin period. After monitoring the poor performance of the company and its in-appropriate customer service. I have asked for the exit with refund of money. The complaint is raised to the Ombudsman. They all are ready to close the policy with the refund of Rs 30100/- I need justice with return of 100% principal amount. Also IRDA is not responding. Please provide me information as how can I get the refund and will RTI help me on this -- Sunil, my email id is xxx@yyy.zzz
  5. Can private banks run 'suspense accounts', CIC asks RBI AS appeard in India News section of TwoCirclesNet on 14 July 2009 New Delhi, July 14 (IANS) If a cheque has a spelling mistake in the recipient's name, can the bank put the money in a temporary account? The Central Information Commission (CIC) has asked the Reserve Bank of India (RBI) to clarify on this practice. The decision last week came on a Right to Information application filed by Delhi-based RTI activist Subhash Chandra Agrawal with the finance ministry last year. Agrawal told IANS: "One of my unconfirmed sources had
  6. Hi, 3 months back all of sudden I received several threatning calls from ICICI bank (ICICI bank third party vendor) regarding payment of purchases made through credit cards which I have never applied or never received. I had raised my concerns to various department (Customer Care, Head Service Quality, Grievance Cell, etc) in ICICI bank but to no resolution from the bank. I have filled a application in the Banking Ombudsman Offices, Consumer court also . Can anyone guide how can I file a RTI against ICICI bank, to get a resolution to my problem with ICICI bank or also any oth
  7. Regarding the deniel of accidental insurance by ICICI Home Fiance for a houseing loan applicant (who died in an accident), victim's father (my brother) is having a dispute with ICICI Since 2004. The victim died immediatley after taking first installment of the loan. When his father approached bank to refund the amount, they advised him to submit insurance claim (National Inssurance), telling that the victim is having coverage. After 3 years, they informed that the claim is rekected as per the terms and conditions of the captioned policy. As we do not have the copy of the policy we requested
  8. Hi, I want to know how can i use RTI to get the status of my case as to why the ttk,ICICI Lombard is taking so much time . I am waiting for medical reimbursement from them since past 3 months whereas they that their normal time is 7 days. Every time i call at their call center they tell me that my case is under review by senior doctors and request me to call after two days. When i call at their office nobody except the receptionist is picking the call saying that she can not transfer call to any other person. Regards, Abhishek
  9. Is the RTI Act applicable to ICICI Bank and other private Banks
  10. Hi IS HDFC & Axisbank Dont came under RTI Act ?? I have Account Problem But They Respond that they are not under RTI Act section 2(h). Can I Farward My leter to RBI Because HDFC work under RBI Guideline ? Thanks
  11. As reported by Souvik Sanyal of TNN in timesofindia.indiatiems.com on 25 May 2008: ICICI Bank under MRTPC scanner- Banking-Banking/ Finance -News By Industry-News-The Economic Times ICICI Bank under MRTPC scanner NEW DELHI: Monopolies and Restrictive Trade Practices Commission (MRTPC) has called for an investigation against ICICI Bank for clearing cheques with discrepancies, but not crediting the money to the accounts of depositors. According to official sources, the Commission has asked its investigating arm DGIR (director general of investigation and registration) to inquir
  12. ICICI agents rough up Goa man for not paying loan Margao (Goa): Jowett D'souza's had financed his dream car from the ICICI bank in March 2002. But his dream ride abruptly came to a halt on August 6, 2004. "They gave me two blows, they pushed me and grabbed the keys from me,” says D'souza. The reason- after making 26 on-time installments, D'souza had failed to pay two because he had run into financial trouble, according to RBI guidelines. ICICI Bank should have done the following things: First sent default notices to D'souza. Then given him reasonable time to make u
  13. Does ICICI bank is covered under RTI Act ?
  14. Do we have RTI from Cooperative banks as well as from Nationalized banks? Question-1) What are the rights of the Loan Recovery officer of a Co-operative bank in regards to recover a loan from a Garentor? Question-2) Can a Loan Recovery officer of a Cooperative bank give orders to Nationalised banks to seize the accounts of Loan Garentor without the seal or order of Special Magistrate? Question-3) Can a Nationalised Bank like ICICI have rights to accept the orders of Cooperative Bank's Loan recovery officer to seize the accouts of Loan Garentor? Question-4) For how many days, mo
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