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  1. Hello, Sir i Want to know the Export Credit Guarantee Corporation of India Limited(ECGC) Conditions under Whole Turnover Packing Credit Guarantee(WTPCG) . I want to know that how much percentage ECGC are liable to pay Claims to banks on Packing Credit Limit And in which Conditions They are Liable And Not Liable to Pay the Claims.
  2. sharadphadke

    ATM failed Transactions.

    In order to withdraw some urgent money, I made one withdrawal from ATM on 18-10-2009. The first transaction failed and so I made a second try. This time, I got Rs.1000/- as demanded. The security person commented, “Your account shall be credited next day for this failed transaction.” But as a safety measure, I lodged an internet complaint for this failed transaction, took a “Print Screen” shots for complaint as well as receipt. Both this “Print Screen” shots helped me in all this failed transaction. On 1-12-09 while my pass book was updated I found there is no credit for Rs. 1000/- for faile
  3. Hello, Please tell hoe can i check my name in cibil. and how to make payment to know.
  4. READING THE FOLLOWING PASSAGE AMPLY HOLDS THAT THE CIBIL IS A PUBLIC AUTHORITY PROMOTED BY THE GOVERMENT OF INDIA AND THE RESERVE BANK OF INDIA AS A COMPANY UNDER HE COMPANIES ACT 1956 INCORPORATED IN YEAR 2000 The role of Credit Information Bureau India Limited (CIBIL) in Credit Rating: Credit Information Bureau (India) Limited (CIBIL), incorporated in the year 2000, plays a very vital role in credit ratings in India. CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrow
  5. I would like to know if RTI can be used in credit card frauds. My credit card was unauthorizedly used to pay 3 Bharti Airtel biils for an identical amount. When I reported the fraud to the bank, they dilly dallied and did not sound convincing that they would enquire into the fraud. That is when I thought RTI could help. I would appreciate information and help on this
  6. Dear RTI admin !! My name is aman i am from faridabad i am facing problem due to credit card of HDFC Bank, What the matter is? I have used credit card of HDFC Bank in the last year 2010 but due to some of my personal problem i was not able to use of that card and was not able to pay amount of Rs 9000 approx. in the last year one of bank executive from rajouri garden new delhi had visited my place for the payment purpose on that time i spoke to his manager from collection team at rajouri garden that time i asked him for settle down my total amount and FNF for my credit card but th
  7. I had applied for credit card with HDFC bank and i got referance number on 22/11/2010. But i still haven't recieved the credit card. When i called at customer care of the bank they told me, my name is marked with CIBIL for non payment of other credit card. But i don't have any other credit card and this is the first time i have applied for it. When i asked them to tell me due to which other Bank's credit card account i have been listed in it, they refused to provide me the information. What should i do?
  8. Dear Sir, ICICI CREDIT CARD : 4477 4681 9033 1004 HSBC CREDIT CARD : 4384 5999 8231 1556 I have paid all the claims made by ICICI BANK & HSBC BANKS Accordongly their demand. They were fully satisfied with my correspondances . Even they were ready to give me Credit cards and Loan to build a House. Please I requst you very humbly to arrange to remove my Name from the List of Deafaulters from CIBIL and don't be obstacle in my growing career . Sincerely Your's Trupti ShaH
  9. I approached my credit card issuing Bank (Multi-national Private Bank) at their branch in Bangalore with the intention of settling my card. They refused to talk regarding any settlement at all. All they are telling me is to contact customer support over phone. Alternatively they asked me drop the cheque / make payment by cash and just leave the branch. No person in the branch will answer my queries regarding my credit card settlement procedures / processes. My question is, IS IT WITHIN THE RIGHT OF THE BANK TO DO AS WHAT THEY DID. IS IT NOT NECESSARY FOR BANKS TO HAVE A CREDIT CARD CELL IN
  10. kinjalchaudhary

    Credit card

    Dear Sir, I used ICICI Bank credit card in the year 2004 -05 . My name on ICICI record is wrongdue to their mistak. In that time I also informed to the bank But they did not take that seriously.Few days back I applied for credit card through my ICICI bank in which I am having my salary A/C.Credit card division called my mobile no which is registered with bank. but I did not reply .Now pl let me know whether they can debit due amount from my salary a/c or not only name is not matching rest information is same . How i ca find my name in credit card defaulters list. Thank
  11. Having been bed ridden for nearly two years and thereby financial resources getting in really pitiable condition, it is hard to pay up accumulated debt amount on my credit cards. Repated calls from the recovery agents add insult to injury.They just would not lisyen to my precarious conditions , but would emphasise only on the amount to be settled forthwith.What possible options could be relied in debt settlement of this sort?
  12. I had applied for a credit card from ICICI Bank 15 days back. I got a message from the bank that my application has been rejected. This is despite the fact that only a month back, they upgraded my account status from normal to esteemed customer status. When I asked the banking officer for the reason I was told that i could not be told. I am sure there is some hurdle, but i wish to know what it is. As a respectable citizen of this nation serving in the armed forces, why have I been denied a credit card?
  13. Hi, 3 months back all of sudden I received several threatning calls from ICICI bank (ICICI bank third party vendor) regarding payment of purchases made through credit cards which I have never applied or never received. I had raised my concerns to various department (Customer Care, Head Service Quality, Grievance Cell, etc) in ICICI bank but to no resolution from the bank. I have filled a application in the Banking Ombudsman Offices, Consumer court also . Can anyone guide how can I file a RTI against ICICI bank, to get a resolution to my problem with ICICI bank or also any oth
  14. vijaya.krishna

    Issue Reg. Credit Card

    Hi, I have a some xx bank credit card. While getting that card, marking person told that “Life time free Card”. When a got that card, that xx bank given 30000 of Loan on card. Loan Condition is Like “ If you paid back that Loan with in three months, No interest will be add to the principle”. So, then I was taken that Loan and I paid back within three months. So now, one person made call form that xx bank and he is asking me to pay thee thousand rupees more. So, now what should I do…. Can any one please help me. Thanks, Vijay.
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