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Found 26 results

  1. Hi all, Can I get the details of a bank loan defaulter through RTI?
  2. We have been seeing all these days that the bank official taking police help use to terrorise the lonees who are commn man and take away his bull,buffalo, goats etc., till the loans are repaid and there were cases where the farmers and small time lones even committed sucide unable to bear the HARASSMENT.This is the method for common man. When it came big lonees who have taken CRORES BY Pledging somebodys land, or properties worth lakhs for loans of Crores and who generally evade payment and for such people the bank staff are making SILENT PROTEST I BEFORE THEIR HOUSE with play cards "PLEASE PAY OUR LOAN" s they cannot do anything beyond that.For a genuine loanee they ask dozens of proofs but for rich they give loans like it is their JAGIR.Recently one ex MINSISTER OF AP TOOK more than 5 crores for FISH TANKS in different districts and the property pledged may not be worth 50 lakhs now the BANK MNAGER HAS BEEN BOOKED BY CBI.
  3. Higher CIC bench to decide disclosure of loan defaulters names An issue of disclosing names and details of big bank loan defaulters will be decided by a larger bench of the Central Information Commission due to complexity of issues involved in making such names public. NPAs or bad loans of PSU banks rose by 28.5 per cent from Rs 1.83 lakh crore in March 2013, to Rs 2.36 lakh crore in September 2013. The case relates to a plea of activist Subhash Agrawal who sought disclosure of names of loan defaulters with outstanding of over Rs one crore with public sector banks. After being denied information by Reserve Bank of India, Agrawal pleaded before Information Commissioner Manjula Parashar that the information should be provided because it is in larger public interest that defaulters of bank loans may be highlighted (and made to face embarrassment) by putting their names in public domain. "Otherwise also RBI gets all such information from banks in its role as supervisory and controlling authority with no question of treating sought information as fiduciary in nature," Agrawal claimed before the Commission. The RBI cited a high court stay order, without producing a copy, saying information cannot be disclosed. They also cited privacy clause of RTI Act which exempts disclosure of personal information. Parashar said it appears that similar issues are under adjudication by the Delhi High Court and an interim stay against the decision of the Commission has been granted by the high court. "There has been contradictory views expressed in the decisions of the Commission regarding application of exemption under section 8(1)(e) to the details regarding NPA accounts," Parashar said while ordering the case to be dealt by higher bench of the Commission. Read More: Higher CIC bench to decide disclosure of loan defaulters names | Business Standard News
  4. Dear Friends, Festival Greetings! Can I file an RTI Application with a Nationalized Bank asking them to provide me with the information about the loans issued under the Government schemes? Please update. Thank you Student
  5. Hello sir... mujhe zila udhyog kendra me diye jane wale loan aur uss par subsidy pane wale kisi vyakti vishesh ki jankari chahiye...please iske liye kya jankari aur sawal kya kya hoge bataye Sent from RTI INDIA Mobile App
  6. HI Iam Ganesh, My father in law has taken a house loan from SBI while he was in Govt Service, due to some problem in some stage he was not able to pay the loan for longtime, after that the loan was transferred to Recovery Cell of the Bank and they issued a notice, as soon he received the notice from the bank he paid some amount of loan to the bank, the process went on for sometime, at last the Bank manager told to settle the amount and given concession on the loan amount, we tried our level best to gather the amount but we got delay to submit the amount in time (2 day late), so they told ok will close the loan once you pay the amount. Now after paying the amount, they told take the receipt and will get back to you once everything is settled, Now after visiting for more that 10- 15 times the bank persons are telling you have to pay the outstanding interest amount for the remaining loan amount. All the time we ask for the loan statement they give it in a sheet of white paper without signing it. What to do, the loan interest is calculated per day in lakhs, Please give solution.
  7. Pooja Wankhade

    loan transfer

    dear sir, i would like to know what is the procedure and term & condition for transferring loan from one bank to other. and if i want to transfer private bank to public sector or nationalize bank. please provied information to me.
  8. Aparna Anand

    IDBI Home Loan

    Dear Sir I have a Home at Bangalore and the House in the name of Me and My Husband. However, IDBI has provided Loan only in the name of My Husband. But Now there is some dispute between me and My Husband. Now I wanted to know the following details of Loan from Bank: 1. What is the estimate Market value given to the property by the Bank / Value of House Mentioned in the Loan Agreement 2. Other Loan Details. I have contacted Bank. However, they are not willing to provide me the Loan Details without authorization from my husband (eventhough I am the Co-Owner for the Property). Kindly let us know whether i can obtain the details of Loan through RTI Regard Aparna Anand
  9. My name is Amit Raj. I took my education loan on June 2008 from State Bank of India, Barharwa, Jharkhand. As per the MHRD Interest subsidy scheme for economically weaker section, my interest after April 2009 should be get refunded back to my account.. I dint get any circular from the bank but heard from one of my friend and submitted all the documents required (income proof of my father). But still I did not get the money back.. Name : Amit Raj SBI a/c: 000000000000000 Branch: State bank of India, barharwa, Jharkhand Branch code: 2915
  10. Will the Nationalised Banks give infomation about the Loan Defaulters?
  11. As reported by Anita Singh at timesofindia.indiatimes.com on Nov 3, 2011 Panipat: Following denial of information sought by a local RTI activist regarding top 100 bank loan defaulters from the Reserve Bank of India, the Central Information Commission has summoned the public information officer of the apex bank. Activist P P Kapoor had demanded information from RBI about top 100 persons and industrialists of the country who had not repaid huge loans taken from nationalised banks, in August last year. In their reply, RBI stated that though the information was available, it could not be divulged as RBI was holding it in judicial capacity''. Following this, Kapoor filed an appeal with the first appellate authority which was rejected. Kapoor then approached the Central Information Commission which has asked the public information officer of RBI to appear before it on November 8 with all relevant documents.
  12. Dear Members, I am lady student pursuing my Masters in Engineering from an AICTE and Pune university affiliated institute in Pune. I had applied for education loan from SBI at my native place before one and half months. After discussion with the bank officer we made my father-in-law as co-applicant (he is a govt. servant) as my husband has started a business recently so collecting all income proofs would have been a problem. We had also provided a guarantor with all necessary documents. However after a month the application was returned from District headquarter of the bank stating that 'Father-in-law as a co-applicant is not valid'. Due to delay in their reply, we missed the opportunities to apply any other bank. Please let me know 1. if there is any such rule/norms/Guidelines, can can I file RTI in this matter. 2. If yes, then can any action be taken against the bank office who accepted our application. 3. Can we held them accountable for delay in replying as Education has to be treated on priority. Kindly help me in framing a RTI for above at earliest as every passing day is precious and I might not be able to apply anywhere if this gets delayed. I look forward for your reply.
  13. I'm doing engineering , & my education loan in SBI is sanctioned successfully ... for 2 semesters i also got fee drafts ... but now in 3rd sem , when i given the application to the bank the officer says that "you have backlog in previous sem (i have one in 1st sem) so you cannot get next sem fee until you clear all backlogs & you must arrange fees yourself " ... & i just shocked ..... then why i taken the education loan , if can arrange the fees myself ...... is SBI have such backlog rule ? ..what should i do ?
  14. sir my brother has mortgaged a land to PNB I am also a share holder in this said land When i asked my brother to share the papers of loan he refused the title deed of land is in his possession do I have right to get details about mortgage and copy of title deed from bank kindly guide me
  15. consultechindia

    new flat occupation

    I the owner of the flat located at Kandivali Village would like to sell my flat to my one of the party on loan. Society office bearers are not issuing NOC to the party and due to which the party is not getting the loan irrespective of many request to the members. how could i proceed further to get the NOC. Please guide immediately so that i can take possible action against them. Thank you,
  16. I had purchased one LCD TV on EMI from Bajaj Finance in 2007 in Hyderabad. Now I am in Kolkata. Now after 3 years I got a call from hyderabad police saying that non-bailable warrant has been issued against me. They asked me to talk to a lawyer to know the matter. On further conversation with the concerned lawyer I was told that my cheques got bounced. I did not get any intimation from Bajaj people regarding it through calls or through email. I had also given the number of two of my friends as guarantee neither did they get any call or mail. Though sometime back I had got a call from Bajaj people offering me personal loan which I had rejected. Now they are saying that they had sent some summon letters address which I had left 3 years back. I dont have any problem in settling the amount if it is really due. But I should have been intimated first. Also as far as I remember money had been deducted from my account except may be the last installment but my balance was sufficient for it I dont know why it was not deducted. I thought it was miscalculation of number of months on my part then. Also that being my first loan I was not aware that I have to get some NOC or settlement certificate after my loan is over. As it is 3 years old loan I dont remember the details. Now again I have to scourge through my bank accounts to check if there really was any default. Also the head of bajaj Finance AP is saying that they will give me the settlement letter afterwards not as soon as I make the payment. And also that they cannot send me the bounced cheques or a copy of those. I wanted to know what legal options do I have incase after checking my bank statements I find that these are fake charges. Also how do I know if really they have filed a case against me and whether that has been closed after I make the payment. Should I visit a lawyer. Can I go to court for not being informed about it. I do not have any written communication (neither email nor any hard copy) from Bajaj Finance people regarding the default details. They just spoke to me over phone. Can I go to consumer courts over this. (Again I do not have any problem to pay the money if there really was a default but I have a problem with the fact that I was not intimated before they went legal, also they are not sending any hard copy to me). Please reply fast. its very urgent.
  17. I have been working in a company for more than 6 years and my PF deposit has been regular through this period. Haven't changed or withdrawn my PF account ever since it was started (more than 6 years now). Will I be able to withdraw a portion of my PF balance. I heard that PF withdrawal is possible only on certain situations like Marraige / Education / Medical expenses, but am not sure about it. There seems to be some minimal years & percentages associated with PF withdrawals which is also not clear for me ? It will be great if I can get some information about this as am going to get married in a few months time and am trying to mobilize funds for the same. Thanks in advance !!
  18. mgowrisankar

    Reg. Education Loan Issues

    Hi, We are trying to get educational loan for who studying B.E. in one of the engineering college in Namakkal, Tamil nadu. We approached serveral banks and all of them redirecting us to others..I mean simply skipping.. Now we have registered in SBI online application and with that document approached the branch. Here also same case as others.. Now we would like to know that how to proceed to get success on this issue. Please advice us, your suggesstions are highly appreciated. Thanks Gowri
  19. Even though education loan subsidy implementation has been finalized on june 24,2010 by ministry of education with iba...,yet there is no orders given at lower level implementation. Bank manager is denying to recieve any orders or to give any information regarding it. what can i do or from where can i get information how and by when this scheme will be made operational?
  20. Ramaswamy Muralidharan

    Application copy

    Dear Friend, In fact I have two queries/questions: (1) Can an applicant seek the copy of the loan application submitted by a third party seeking loan from a co-operative society for housing loan? The request is for copies of the documents attached to the loan application. (2) I have read recently that CIC came down heavily on an applicant for misuse of the RTI Act. Can I have the citations please? Regards, Muralidharan.
  21. Hello, I would like to know how to access information regarding Loans from a particular Municipal corporation. Suppose I want to know how much loan it had taken in last 10 years & how much it had paid back, whom & where should I contact?
  22. How to get information regarding housing loan sanctioned by a particular branch of a nationalised bank during specified period? Name & Address of the property valuer ? Address of the borrower ? Amount of Loan Sanctioned?
  23. A PSU bank had wrongly debited my friend's loan account twice with an amount of Rs 57,000 for a single transaction. He discovered this after about 18 months. He spent over a month negotiating with the bank to get the amount back but nothing happened. Finally, he approached me for help and a simple RTI application did the trick. Bank returned the amount within one week along with full interest charged on that amount and a request to withdraw the RTI application.
  24. Hello everybody, I had filed an application with the Indian Overseas Branch in Bannur Branch, Mysore district, Karnataka State, seeking to get the loan details(liabalities) of the municipal councilor and her husband has with that bank as I want to tally with the nomination they had filed. The bank has replied me back saying that "since they don't see any valid reason in giving the details they can't provide the same" and have told me to contact the Chennai head office for further appeal. Can I get the information which I had asked and the way I have to go now? Thanks Raghavendra
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