prabhjote 0 Posted March 23, 2015 Share Posted March 23, 2015 Hello, My personal loan has been rejected by ICICI bank. Can i ask for my loan application file under RTI and also the reasons for rejection. 0 Quote Link to post Share on other sites
0 MANOJ B. PATEL 21 Posted March 23, 2015 Share Posted March 23, 2015 Welcome to RTI INDIA PORTAL. Thank you for choosing RTI INDIA PORTAL. Please click the following link and read through the topics: RTI Information Please do not post in to multiple forums or start multiple threads. You need to study links on home page of this website and then start drafting RTI for common problem of specific issues etc. You can post draft RTI application on this portal so that our members can refine it. Thus you will be having working knowledge of RTI over a period of time. Please also visit this website often and peruse queries and replies by our members, which will make you comfortable with RTI. Dear Member, in addition, If you are interested in reading the whole RTI Act please go to the following link: Right to Information Act 2005 [RTI Wiki] To explore about RTI kindly refer following links (A) Download RTI Forms (B) How to Become RTI Activist © How to file RTI Online (D) Centre / State RTI Rules and Fees (E) Case laws of RTI Regard & Best Wishes. Manoj B.Patel 0 Quote Link to post Share on other sites
0 Prasad GLN 1,761 Posted March 23, 2015 Share Posted March 23, 2015 Yes. You are entitled for it. Write a polite letter seeking specific reason for denial of personal loan. (Any loan is at the discretion of the Bank, and they are bound to communicate such reasons to affected party, if asked whether they are Public or private, as the applicant is a consumer and wishes to avail a service by saying some consideration in future as interest. 0 Quote Link to post Share on other sites
0 Super Moderator karira 5,896 Posted March 24, 2015 Super Moderator Share Posted March 24, 2015 ICICI Bank is not under RTI. They are not obligated to provide you any information under RTI. 0 Quote Link to post Share on other sites
0 koteswararaonerella 8 Posted March 24, 2015 Share Posted March 24, 2015 RTI applies to only public authorities . there are several private banks like ICICI who are not under the RTI net and therefore you cannot get. 0 Quote Link to post Share on other sites
0 Prasad GLN 1,761 Posted March 24, 2015 Share Posted March 24, 2015 The advice was given to member on his capacity as consumer and affected party. 0 Quote Link to post Share on other sites
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prabhjote 0
Hello,
My personal loan has been rejected by ICICI bank. Can i ask for my loan application file under RTI and also the reasons for rejection.
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