Violation of Provisions of RTI Act-2005

[sppataskar 28]

On 9/11/2019 at 2:07 PM, nk agarwal said:

Does the Section for delay in RTI Act-2005 speaks to prove malafide ?    Yes,it is must.  As per Section 20(1) of the Act, malafidely denied the  request for information or knowingly given incorrect,  incomplete information.  

 

[koteswararaonerella 8]

This comes in APPELLATE STAGE  and not in ORIGIONAL STAGE 

[Deepak Dang 9]

OTS accepted by bank for Rs.50000/= in 2003 but prooceds deposited in 2004 without closing the account.  The applicant asked for “No dues Certificate”.  It was refused.  The Bank took the possession of Car under SARFAESI Act-2002 & sold it.  The customer was not informed the facts.  He considered that the car was stolen & filed claim with Insurance co. The Co. Finalized claim & deposited it to A/C holder’s account. Again the fact was not informed.  A civil Suit was filed on wrong affidavit concealing the facts.  It was also informed to court that documents demanded by A/C holder were destroyed as per policy.  On this affidavit the case was dismissed.  The applicant asked information/ documents of the account including account statement in 2012 which was provided in July 2019 at the stage of IInd appeal with CIC.  The destruction of record & other facts pleaded by Bank were taken seriously by CIC & a  show cause notice was issued alongwith penalty of Rs. 25000/= was imposed.  The CPIO was advised to provide all the information within 10 days.  Thus violation of provision was proved by inordinate delay & concealing information.  The A/C holder/ Applicant received OTS without further payment. RTI IS A POWERFUL WEAPON.

 

[Prasad GLN 1,597]

I have yet to hear such gross negligence and irresponsible attitude of the bank and members will be thankful if a link of such CIC decision is provided.

What about compensation for harassment and refund etc ?

The bank should not be left like that for harassing a consumer .

The final lesson is be prompt in repaying the loans and avoid highhandedness of the bank .  Authorities view defaulters as criminals while deciding the cases.