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Is loan possible by any Bank on illegal building.


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Nik Chhadwa

Isit possible to take a loan in an illegal building having no proper address proof and without identity of yourself.

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Prasad GLN

This is not a query related to RTI and this is not the forum that can reply on assumptions.

A banker is having vast powers to advance any amount on personal security alone, and the discretion has to be used as per laid down norms.  Unless KYC norms are followed no one can even open an account with Bank.  AADHAR and PAN CARD are mandatory to open accounts. It is not relevant as to whether he is having an illegal building etc 

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